Review your cover - Your insurance is not "set and forget", most likely. Your financial situation, finances and needs are constantly changing and your insurance needs to reflect this. By constantly reviewing your insurance we ensure you are not under-protected should you suffer an insurable event or you are not over insured which means you are paying for premiums you don’t need.
Understand your situation - We will look at your current circumstances and see if the cover is suitable still, and whether we retain, replace or reduce any cover you have for your current needs and also future needs.
Research the market - We compare your current policies to similar providers to ensure what you are paying is within the market ranges. We also compare your existing definitions and compare with other options. We will list all definitions that you will gain, improve or lose in our recommendations.
Choice - We understand that insurance premiums increase as you get older and sometimes the ideal cover is too expensive. We will be able to provide you with options on altering different cover amounts or features to make the premium affordable for the time you hold the policy.
Educate - We believe that understanding the cover you have or obtaining is a very important step in making insurance an integral part of your financial situation. Protecting your financial situation is as important as growing your wealth.
Clarity - Our purpose is simple to make insurance advice simple, achievable and easy to understand. We will provide a clear outline to achieve what's important to you.
If you require an appointment outside of our normal office hours, please feel free to email to discuss your needs. We can travel to you, or meet you at a location & time that suits you and your family best.
If you wish to book a time with us online please feel free to click here to make a time.
Located:
Kirrawee, Sydney
Mail to:
Po Box 553,
Sutherland NSW 1499
Get in touch:
hello@betaadvice.com.au
This includes protection cover options including:
Life cover
Total and Permanent Disability
Income Protection
Trauma Insurance
Business Overheads
This includes protection cover options including:
Buy/Sell Agreement Insurance
Business Debt Protection
Key Person Insurance
Shareholders Protection
Business Expenses
Our process is not a 5 minute chat. Insurance is not a commodity that should be treated as spare change as this potential payout could effect your quality of life significantly.
We have a 5 step process that looks like the following:
Initial meeting
Research and initial planning process - this could include discussing your scenario with insurers to seek the best outcome for you.
Present your insurance plan
Implementation of your plan
Review ongoing to ensure your insurance is still appropriate for your circumstances
Latest super statements
Recent payslips - Employee or Contractor
Last 2 years completed financial docs - Self employed
Any insurance policy schedules that you currently hold.
Drivers licence or Passport for ID verification
Accurate knowledge of your assets and liabilities including mortgage, business debts or any other loans.